Liability
Liability insurance helps protect an insured person or business against specified legal liability to third parties for injury or property damage, subject to policy terms.
Who it is for
Individuals, professionals and businesses, depending on the liability product.
Main covers
- Covered third party bodily injury and property damage claims
- Professional or product liability, only where specifically insured
Optional extras
- Professional indemnity
- Product liability
- Employers' liability
- Higher limits, where offered
What we need to prepare your quote
- Business or professional activity
- Turnover
- Number of employees
- Services or products
- Requested limit
- Claims history
- Risk controls
If you need to claim
Notify MASA immediately of any incident or circumstance that may lead to a claim.
Do not admit liability or agree to a settlement without insurer guidance.
Provide correspondence, incident records and supporting documents.
Common questions
Does liability cover intentional acts?
Are legal defense costs included?
Can limits be tailored?
The information on this page is general and for guidance only. Cover, benefits, exclusions, limits, eligibility and claims requirements depend on the insurer's current policy wording and are confirmed in your quotation and policy.
Ready for a quotation?
Share a few details and a MASA advisor will get back to you.
We aim to respond within 24 hours on working days.